If You Bought 3-5 Years Ago, This Is Worth Reading

If you bought your home three to five years ago, you are in a particularly interesting position right now.

A lot can change in that amount of time. Life, work, finances, family, priorities. Often more than people expect.

This is a good moment to pause and take stock, even if you have no plans to move.

You may have more equity than you realize

Home values have shifted significantly over the last few years. Many homeowners are surprised to learn how much equity they have built simply by living in their homes and making normal payments.

Knowing this number does not mean you have to use it. It just gives you options.

Your home may or may not still fit your life

The home you bought a few years ago was right for who you were then. It is okay if it no longer feels aligned.

That does not automatically mean you should sell. Sometimes it means reworking space. Sometimes it means rethinking priorities. Sometimes it means starting a quiet conversation about what is next.

The market is different now

Interest rates, inventory, and buyer behavior have all shifted. That does not make it a bad time. It just means strategy matters more.

Understanding how the current market works helps you make better long term decisions, even if moving is not immediate.

You are allowed to reassess

There is no rule that says you have to stay forever because you bought recently. There is also no rule that says you should move just because you could.

Checking in with your situation is not indecisive. It is thoughtful.

Sometimes the best outcome of a conversation is realizing that staying put is exactly the right move.